Terms and Conditions for Resource Pages

Last updated: 09/05/2025

1) Who we are

These Terms and Conditions (“Terms”) govern your access to and use of the free materials, pages, and downloads offered by OC Tax Brake (“Company,” “we,” “us,” or “our”). By visiting these pages, submitting the form, or downloading any free resource (each a “Resource”), you agree to these Terms.

If you do not agree, do not use the pages or download the materials.

2) Educational content; no professional advice

All Resources and related content are for educational and informational purposes only. They are not tax, legal, accounting, investment, or other professional advice, and they do not create a professional-client relationship. Tax laws change and vary by jurisdiction. Before acting, consult your qualified tax professional or attorney about your specific situation. You are solely responsible for how you use the information.

3) Who may use this site

You must be at least 18 years old and legally able to enter a contract to use these pages and receive the Resources. Our materials are intended for users in the United States unless we say otherwise.

4) License to use the Resources (what you can and cannot do)

When you opt in, we grant you a limited, personal, non-exclusive, non-transferable license to download and use the Resource for your own non-commercial use. You may not:

Copy, repost, sell, sublicense, or distribute any Resource or page content;

Remove copyright or attribution notices;

Use the content to build a competing product or service;

Share direct download links publicly.

All rights not expressly granted are reserved by us.

5) Intellectual property

All Resources, pages, videos, text, graphics, logos, and other content are owned by us or our licensors and are protected by intellectual-property laws. Using our content in ways not allowed by these Terms may violate those laws.

6) Your information and communications

When you submit the form, you agree that the information you provide is accurate and yours to share. By entering your email address, you request delivery of the Resource and agree to receive related email communications (such as helpful tips, product updates, and invitations). You can unsubscribe at any time using the link in our emails.

If we offer optional text messages, by providing your mobile number you consent to receive texts (including by automated systems). Message and data rates may apply. Message frequency may vary. Consent is not a condition of purchase. You can reply STOP to opt out or HELP for help.

For how we collect, use, and protect personal information—and your rights under laws like the California Consumer Privacy Act—please review our Privacy Policy (linked on the page).

7) Testimonials and results

Any testimonials, case studies, or examples shown are from real clients or students, but results vary and depend on many factors. We do not guarantee any specific outcomes, savings, or earnings.

8) Acceptable use and prohibited conduct

You agree not to:

Interfere with the security or operation of the pages;

Attempt to access data not intended for you;

Use bots, scrapers, or automated means to copy content or harvest addresses;

Upload or transmit malicious code;

Use the content for unlawful or harmful purposes.

We may suspend or block access for violations, without notice.

9) Third-party links and tools

Resource pages may link to third-party websites or tools we do not control. We are not responsible for their content, policies, or practices. Use them at your own risk.

10) Availability and changes

We may change, update, or remove any Resource, page element, or download link at any time without notice. We do not promise that the pages will be error-free or uninterrupted. If a link breaks, contact us and we will provide a new link when reasonably possible.

11) Security and confidential information

Do not send sensitive personal or financial information by email or unsecured channels. For client documents, use the designated secure portal. While we take reasonable steps to protect information, no system is perfectly secure.

12) Disclaimers

THE RESOURCES AND PAGES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.

13) Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS OR DATA, ARISING FROM OR RELATED TO YOUR USE OF THE RESOURCES OR PAGES, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED US $100.

Some jurisdictions do not allow certain limitations; some of the above may not apply to you.

14) Indemnification

You agree to defend, indemnify, and hold us harmless from any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Resources or pages, your violation of these Terms, or your infringement of any rights.

15) Copyright concerns (takedown)

If you believe our pages include your copyrighted work without permission, contact us with:

(1) your contact details;

(2) identification of the copyrighted work;

(3) the exact location of the material;

(4) a statement that you have a good-faith belief the use is not authorized;

(5) a statement that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized agent; and

(6) your signature.

We may remove the material in our discretion.

16) Electronic communications and signatures

By using the pages and providing your email or phone number, you consent to receive communications electronically and agree that electronic records and signatures satisfy any “in writing” requirement.

17) Changes to these Terms

We may update these Terms from time to time. The “Last updated” date above shows when we last changed them. Continued use after changes means you accept the updated Terms.

18) Governing law; dispute resolution

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws rules.

Arbitration and class-action waiver. Any dispute or claim arising out of or relating to these Terms or the Resources shall be resolved by binding arbitration on an individual basis in Orange County, California under the rules of the American Arbitration Association. You and we waive any right to participate in a class action. Either party may bring a qualifying claim in small-claims court instead of arbitration.

19) Severability; entire agreement

If any part of these Terms is found invalid or unenforceable, the rest remains in effect. These Terms constitute the entire agreement regarding the Resources and pages and supersede prior or contemporaneous understandings.

20) Contact us

Questions or requests (including access, correction, or deletion of your data) can be sent to:
OC Tax Brake
Email: [email protected]